What We Can Do For Your Business

We will work with your company to develop a strategy and implement an employee benefit programme to enhance your employees total reward package and increase your appeal as employer.

We offer an audit service which aims to

  • give you confidence that your existing employee benefit programme remains competitive in a rapidly evolving marketplace
  • Identify cost savings and improvements to enhance your current arrangements

The Financial Service Authority's Retail Distribution Review implemented at the start of 2013 was designed to ensure:

  • consumers are offered a transparent and fair charging system for the advice they receive
  • consumers are clear about the service they receive
  • consumers receive advice from highly respected professionals

As a result providers are reducing costs and a more competitive marketplace has emerged. Many legacy arrangements no longer offer value to either the employer or the employee with both parties paying unnecessary charges for advice and management of the programmes.

Our audit service will highlight how much your company is being charged for your existing arrangements and highlight areas where costs could be reduced.

Private Medical

Looking after your employees will assist you in both recruiting and retaining high calibre members of staff. Group critical illness cover or group private medical insurance can help with this.

Group Pensions

Pensions remain one of the most tax-efficient ways for business owners and company directors to save for their retirement.

Death in Service

For most employees, death-in-service benefit usually pays out a tax-free lump sum if you die while employed by the firm.

Key Man Insurance

If you own your own business you will need to consider what might happen if you or a key employee became ill and were unable to work? Or if you or a key employee died? Business protection can ensure your company can continue to operate no matter what eventualities may occur.

Corporate Investments

A good corporate investment strategy can assist you in protecting your interests - commercial and personal - for the long term; maximising investment opportunities and capitalising on optimised management of your revenue streams.

Shareholder Protection

Shareholder Protection provides the capital for the remaining shareholder(s) to buy the deceased shares. The deceased shareholder's family can realise the value of their business interest whilst ensuring business continuity.

The Financial Conduct Authority does not regulate Work Based Pension Schemes.

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Innovate Financial Services Limited is authorised and regulated by the Financial Conduct Authority, no 484358. Registered in Scotland, Registered No. SC337535.
Registered Address Investment House, One Alvanley Terrace, Edinburgh, EH9 1DU.
The guidance contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.
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